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Indiana Car Insurance Laws & State Minimum Coverage LimitsPost

Indiana Car Insurance Laws & State Minimum Coverage Limits

Indiana is one of the more affordable states for auto insurance, ranking 45th overall in 2017. Stated another way, Indiana is the 7th cheapest state for car insurance, with premiums averaging $1021 per year. The state shares a few similarities with other affordable states: It’s a predominately rural state, with few major cities and plenty...

Indiana is one of the more affordable states for auto insura...

Massachusetts Car Insurance Laws & State Minimum Coverage LimitsPost

Massachusetts Car Insurance Laws & State Minimum Coverage Limits

Massachusetts holds a somewhat unique position in the country when it comes to auto insurance. Until quite recently, car insurance was heavily regulated in the state. All companies had to offer the same rates, and this standardization of insurance prevented many of the larger companies from selling policies in Massachusetts. This law was overturned in 2007,...

Massachusetts holds a somewhat unique position in the countr...

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Virginia Car Insurance Laws & State Minimum Coverage Limits (2022)

The state of Virginia has minimum insurance requirements that every motor vehicle policy must meet or exceed, however, there is an option for those who choose not to purchase insurance as well. While there is still a requirement for financial responsibility, the law allows the uninsured driver to take that responsibility upon themselves by signing...

The state of Virginia has minimum insurance requirements tha...

New Jersey Car Insurance Laws & State Minimum Coverage LimitsPost

New Jersey Car Insurance Laws & State Minimum Coverage Limits

All drivers in New Jersey must carry auto insurance, but there are several options to choose from to make it affordable and customizable to your needs. New Jersey drivers can choose between two types of policies: basic and standard, and can also select between limited and full right-to-sue options. This means that New Jersey is what...

All drivers in New Jersey must carry auto insurance, but th...

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North Carolina Car Insurance Laws & State Minimum Coverage Limits (2022)

North Carolina law requires all drivers to carry liability insurance meeting minimum requirements, as well as uninsured / underinsured motorist coverage. Drivers can choose to increase their limits beyond the legal minimum as well as to add options to their car insurance policy for more coverage. North Carolina car insurance requirements use a traditional of fault...

North Carolina law requires all drivers to carry liability i...

Michigan Car Insurance Laws & State Minimum Coverage LimitsPost

Michigan Car Insurance Laws & State Minimum Coverage Limits

Michigan’s insurance law requires every driver to carry a minimum amount of coverage that protects everyone from the high costs of accidents. This coverage includes personal injury protection and property damage that adheres to Michigan’s no-fault insurance system as well as extra coverage for liability. Required Insurance Coverage Michigan mandates a combination of coverage that...

Michigan’s insurance law requires every driver to carry a ...

Pennsylvania Car Insurance Laws & State Minimum Coverage LimitsPost

Pennsylvania Car Insurance Laws & State Minimum Coverage Limits

Pennsylvania requires everyone operating a motor vehicle to be financially responsible for injuries and damage that occur as the result of at at-fault accident. Drivers must carry a minimum amount of liability insurance in order to meet the requirements and be on the road legally; anyone who fails to meet these requirements will face stiff...

Pennsylvania requires everyone operating a motor vehicle to ...

Ohio Car Insurance Laws & State Minimum Coverage LimitsPost

Ohio Car Insurance Laws & State Minimum Coverage Limits

Ohio car insurance laws mandate that all drivers are financially responsible for potential damages in an auto accident with the minimum required liability coverage. Anyone caught driving without proof of this coverage will face legal consequences, and can be held responsible for injuries or property damage as the result of an accident. In addition to...

Ohio car insurance laws mandate that all drivers are financi...

Georgia Car Insurance Laws & State Minimum Coverage LimitsPost

Georgia Car Insurance Laws & State Minimum Coverage Limits

Georgia car insurance laws require all drivers to carry basic coverage to pay for damages that result from a car accident. Georgia car insurance minimums are $25,000 per person and $50,000 per accident, with a $25,000 minimum for property damage. Learn how to meet Georgia auto insurance requirements in this guide.

Georgia car insurance laws require all drivers to carry basi...

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Florida Car Insurance Laws & State Minimum Coverage Limits

Florida’s law requires every driver to carry a minimum amount of car insurance in order to ensure financial responsibility in the event of an accident. The amount of insurance you are required to carry in Florida differs from most other states in that bodily injury coverage is not mandatory for most drivers. Property damage and...

Florida’s law requires every driver to carry a minimum...

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New York Car Insurance Laws & State Minimum Coverage Limits (2022)

New York car insurance laws require a minimum liability of 25/50/10 of bodily injury and property damage coverage. New York car insurance requirements also include $50,000 of coverage for no-fault insurance, which applies no matter who causes the accident. Drivers must carry proof of insurance if they wish to drive legally in New York state.

New York car insurance laws require a minimum liability of 2...

Texas Car Insurance Laws & State Minimum Coverage LimitsPost

Texas Car Insurance Laws & State Minimum Coverage Limits

All drivers in Texas are required by law to carry a minimum amount of auto insurance coverage to provide financial responsibility in the event of an accident. Texas has a number of laws governing the amount of insurance you are required to have and penalties for failing to carry insurance, and it’s important that all...

All drivers in Texas are required by law to carry a minimum ...

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