Best BMW 3-Series Auto Insurance Rates 2021
To get the best price on your BMW 3-Series auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW 3-Series, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW 3-Series auto insurance rates.
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UPDATED: Nov 24, 2021
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- The cost of insurance for a BMW 3-Series depends on the trim level
- Safety features of the BMW 3-Series can earn you a car insurance discount
- Crash test ratings have an impact on BMW 3-Series auto insurance rates
Buying a new car is both fun and a lot of work. If the BMW 3-Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 3-Series right here.
Take a look at what you can expect in terms of insurance rates for the BMW 3-Series and compare it to other similar vehicles. Then find out how the BMW 3-Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 3-Series right here.
If you need insurance for a BMW 3-Series right now, we can help. Enter your ZIP code for free BMW 3-Series car insurance quotes from top companies.
What impacts the cost of BMW 3-Series insurance?
The average annual rate for the BMW 3-Series is just that, an average. Your insurance rates for a BMW 3-Series can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW 3-Series.
BMW 3-Series Safety Features
BMW 3-Series safety features can lower the cost of your insurance. The safety features for the BMW 3-Series include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
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Ways to Save on BMW 3-Series Insurance
If you want to reduce the cost of your BMW 3-Series insurance rates, follow these tips below:
- Ask about retiree discounts
- Choose automatic payments or EFT for your BMW 3-Series insurance policy
- Check BMW 3-Series auto insurance rates through Costco
- Remove young drivers from your BMW 3-Series insurance when they move out or go to school
- Park your BMW 3-Series somewhere safe – like a garage or private driveway
Top BMW 3-Series Insurance Companies
What is the best company for affordable BMW 3-Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 3-Series insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 3-Series.
Comparing Free BMW 3-Series Insurance Quotes Online
You can start comparing quotes for BMW 3-Series insurance from some of the top car insurance companies by using our free online tool today.