Best Assisted Living Facilities That Will Accept Medicare (2021)

When you begin looking for assisted living facilities that accept Medicare, you may be limited based on your coverage and state. That being said, it isn't impossible to get a quote for assisted living facilities that accept Medicare. The average cost for affordable assisted living facilities that accept Medicare can get up to $80,000 a year, so it's wise to make sure that you have all the help you can get.

Are you looking for free insurance quotes?

 Secured with SHA-256 Encryption

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 24, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

The Highlights

  • There are assisted living facilities for people on Medicare
  • You’ll need Part A coverage and a doctor prescription
  • Some states’ Medicare and Medicaid programs have limitations due to funding and legislation

As you get into a senior age, you may be curious about what kind of care you can receive under your Medicare policy. You may be able to find assisted living facilities that accept Medicare depending on your type of coverage.

Your health insurance for assisted living also depends on your doctor, as it will need to be prescribed to be taken care of by insurance.

While you’re researching quotes for assisted living facilities that accept Medicare, enter your ZIP code to see what you could pay at other insurers.

What assisted living facilities will accept Medicare?

When we get older, we may need some extra help in our day-to-day lives. Whether this is a nurse on-call while you stay in your apartment or something more hands-on, you may be curious about how you can pay for it.

Believe it or not, there are options for insurance to pay for your coverage. The Administration for Community Living reporting that assisted living costs can be up to $119 a day, which comes out to $44,000 a year.

Medicare might pay for your assisted living costs if you meet the following requirements:

  • You have Medicare Part A
  • It’s prescribed by a doctor

If you’re on the right Medicare plan and your doctor sees the value in you attending an assisted living center, it’ll look much better to the major insurance program.

What assisted living services does Medicare pay for?

Medicare is a great plan that can cover adults over the age of 65, often referred to as seniors. With a Medicare plan, and its varying parts, the Medicare plan can offer substantial savings on your medical treatment, prescription drugs, and in-patient hospital stays.

However, you’ll need to have the right coverage, as Medicare is split up into multiple parts.

  • Part A – Covers your inpatient hospital stays, skilled nursing homes/assisted living, and some treatments.
  • Part B – This covers other medical treatments, supplies, and preventative services.
  • Part D – This part covers your prescription drug costs as well as any vaccinations.

These parts are meant to provide comprehensive coverage to seniors that will take care of any medical needs that might come up.

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption

Assisted Living Facilities That Accept Medicare and Medicaid

When you begin a new insurance policy like with Medicare, you may have to find new doctors that can take your insurance plan. There are databases available to find providers that take your insurance. On Medicare.gov, there is an option to find providers near you that accept the program.

This can extend into hospitals as well and narrow down your search in terms of what care you need.

While Medicare can help seniors, Medicaid is meant for low-income individuals who might not be able to afford a traditional insurance policy. If you’re looking for “assisted living facilities that accept Medicaid near me,” then you may be limited based on your state.

If your google search contains “assisted living that accepts Medicaid near me,” you’ll need to find what your state’s Medicaid program will cover.

Whether or not your state has low-income assisted living facilities will likely depend on the legislation and funding passed by your local government.

How to Find Assisted Living Services Near You

To find an assisted living facility that’s right for you, you’ll likely need to consider different services. Some databases have available providers for Medicare on its official website, and it will likely put you on the right track to getting the treatment that you need.

Assisted Living Costs

How much you’ll have to pay for your coverage will likely depend on the kind of service that you receive. For instance, according to the ACL, you can expect to pay the following prices per year for long-term care:

  • Semi-private room in a nursing home – $82,128
  • Private room in a nursing home – $92,376
  • One-bedroom assisted living facility – $43,536

Further costs are listed for professional personnel, including hourly rates such as:

  • $20.50/hour for a health aide
  • $20/hour for homemaker services

While they can get pricy, some of the costs can be paid for by your Medicare and Medicaid prices depending on your state and insurance regulations.

While Medicare can help pay for these things when you reached senior age, you will still have to pay for Medicare when you turn 65. Furthermore, you may have to pay a portion of the cost for long-term care.

Assisted Living that Accepts Medicare: The Bottom Line

When you’re trying to find affordable assisted living facilities that accept Medicare, you may be able to find a provider that takes your coverage. However, depending on the funding in your state, this can mean more or less insurance coverage.

If you’re finished looking for rates for assisted living facilities that accept Medicare, enter your ZIP code into our free quote tool.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption