Adaptive Cruise Control Car Insurance Discount (Where to Get It)

Many top car insurance companies offer safety feature discounts, including an adaptive cruise control discount. Adaptive cruise control systems work by detecting changes in speed in front of your vehicle and adjusting your speed to prevent collisions. You can expect to save between 5% and 10% on your rates with an adaptive cruise control car insurance discount.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 22, 2021

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The Highlights

  • Adaptive cruise control adjusts your speed to the vehicle in front of you to prevent collisions.
  • Many of the top car insurance companies offer an adaptive cruise control discount.
  • You can expect to save between 5% and 10% on your car insurance rates with an adaptive cruise control discount.

With new improvements in technology, modern cars have tons of safety features designed to protect you. One of these new features is adaptive cruise control. But did you know you can get an adaptive cruise control car insurance discount?

When you compare car insurance quotes online, it’s important to do your research and see which providers offer this discount. Not only does this feature keep you safe when you’re driving, but it also can help lower your car insurance rates.

Keep reading to learn what an adaptive cruise control discount is, how adaptive cruise control works, and where to get it. Then compare quotes from local insurance companies with our free comparison tool. Enter your ZIP code above to find affordable car insurance near you.

How much can I save with an adaptive cruise control discount?

An adaptive cruise control auto insurance discount is only offered to policyholders who have an adaptive cruise control system in their vehicle.

Since adaptive cruise control helps prevent accidents, this makes it less likely for you to file an accident claim. As a result, car insurance companies reward you with a discount.

You can expect to save between 5% and 10% on your rate with an adaptive cruise control discount.

The same goes for other safety features you may have installed in your vehicle. As more and more cars come off the assembly line with these safety features installed, more and more people are earning these car insurance discounts.

If your current provider doesn’t offer an adaptive cruise control discount, then compare car insurance quotes from other companies to find one that does.

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Where can I get an adaptive cruise control discount?

Fortunately, many of the best insurance companies offer an adaptive cruise control discount. Of course, it’s important to compare car insurance rates from multiple companies before you make a decision.

Check out the table below to see which car insurance companies offer an adaptive cruise control discount:

Car Insurance Discounts by Company
Auto Insurance Discounts21st CenturyAAAAllstateAmerican FamilyAmeripriseAmicaCountry FinancialEsuranceFarmersGeicoLiberty MutualMetLifeNationwideProgressiveSafe AutoSafecoState FarmThe GeneralThe HanoverThe HartfordTravelersUSAASources:
Adaptive Cruise Controlxxxxhttp://www.21st.com/car-insurance-by-state.htm
Adaptive Headlightsxxxxxxxxhttp://autoclubsouth.aaa.com/Insurance/Auto_Insurance_Quote.aspx
Anti-lock Brakesxxxxxxxxxxxxxxxxxxxxxxhttps://www.allstate.com/auto-insurance/auto-insurance-discounts.aspx
Anti-Theftxxxxxxxxxxxxxxxxxxxxxxhttps://www.amfam.com/resources/discounts
Claim Freexxxxxxxxxxxxxxxxxxxxxxhttps://www.ameriprise.com/auto-home-insurance/Costco/insurance-choices/auto/auto-insurance-discounts.asp
Continuous Coveragexxxxxxxxxxxxxxxhttps://www.amica.com/en/products/auto-insurance/discounts.html
Daytime Running Lightsxxxxxxxxxxxxxxxxxxhttps://www.countryfinancial.com/en/insurance/auto-recreational/auto.html
Defensive Driverxxxxxxxxxxxxxxxxxxxxxxhttps://www.esurance.com/insurance/car/discounts
Distant Studentxxxxxxxxxxxxxxxhttps://www.farmers.com/faq/discounts/#autodefinitions
Driver's Edxxxxxxxxxxxxxxxxxxxxhttps://www.geico.com/save/discounts/car-insurance-discounts/
Driving Device/Appxxxxxxxxxxxxxxhttps://www.libertymutual.com/auto/affordable-car-insurance
Early Signingxxxxxxxxxxxxxxhttps://www.metlife.com/insurance/auto-insurance/car-insurance/
Electronic Stability Controlxxxxxxxxxhttps://www.nationwide.com/car-insurance-discounts.jsp
Emergency Deploymentxhttps://www.progressive.com/auto/car-insurance-discounts/
Engaged Couplexhttps://www.safeauto.com/about/faqs
Family Legacyxxxxxxhttps://www.safeauto.com/car-insurance/car-insurance-for-teens
Family Planxxxxxhttp://www.safeco.com/auto-insurance/discounts
Farm Vehiclexxxxhttps://www.statefarm.com/insurance/auto/discounts
Fast 5xhttps://www.thegeneral.com/car-insurance/basics/cheap-flexible/
Federal Employeexxxxhttp://www.hanover.com/connections-smart-savings.html
Forward Collision Warningxxxxxxxhttps://www.thehartford.com/aarp/car-insurance
Full Paymentxxxxxxxxxxxxxxxxxhttps://www.travelers.com/personal-insurance/auto-insurance/discounts-advantages.aspx
Further Educationxxxxxxxxxhttps://www.usaa.com/inet/wc/advice-auto-lowerautoinsurance
Garaging/Storingxxxxxxhttps://www.usaa.com/inet/wc/faq_Automatic_License_index
Good Creditxxxxhttps://www.usaa.com/inet/wc/auto_insurance_teen_driver_main
Good Studentxxxxxxxxxxxxxxxxxxxxxxhttps://www.usaa.com/inet/pages/auto_event_insurance?akredirect=true
Green Vehiclexxxxxxxhttps://www.usaa.com/inet/pages/auto_insurance_driving_research_discount_main
Homeownerxxxxxxxxxxxxxxxxxxhttp://www.bankrate.com/finance/insurance/car-insurance-discounts.aspx
Lane Departure Warningxxxxhttp://www.naic.org/documents/web_market_share_160301_2015_property_lob.pdf
Life Insurancexx
Low MileagexxxxxxxxxxxxxxxxxxxDisclaimers
Loyaltyxxxxxxxxxxxx*Discounts and their availability vary by state and eligibility requirements
Marriedxxxxxxxxxxxxxx*Safety Features are not always listed as "discounts" but almost always help lower the rate
Membership/Groupxxxxxxxxxxx
Militaryxxxxxxxxxxx
Military Garagingx
Multiple Driversxx
Multiple Policiesxxxxxxxxxxxxxxxxxxxxx
Multiple Vehiclesxxxxxxxxxxxxxxxxxxxxx
New Addressx
New Customer/New Planxxx
New Graduatex
Newer Vehiclexxxxxxxxxxxxxxxx
Newly Licensedx
Newlywedsx
Non-Smoker/Non-Drinkerx
Occasional Operatorx
Occupationxxxxxxxxxxxx
On Time Paymentsxxxx
Online Shopperxx
Paperless Documentsxxxxxxxx
Paperless/Auto Billingxxxxxxxxxxxxxxxxx
Passive Restraintxxxxxxxxxxxxxxxxxxxxxx
Recent Retireesxx
Renterxxx
Roadside Assistancexx
Safe Driverxxxxxxxxxxxxxxxxxxx
Seat Belt Usex
Senior Driverxxxxxxxxx
Stable Residencexxxx
Students & Alumnixxxxxx
Switching Providerxxxxxxxxxxx
Utility Vehiclexxxx
Vehicle Recoveryxxxxxxxxxxxxxxxxxxxxx
VIN Etchingxxxxxxxxxx
Volunteerx
Young Driverxxxxxx
Discounts Provided #21212927182726343432383835362230202022382828
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You can also see the other safety features car insurance discounts these companies offer. Before you buy or renew your policy, ask about what other auto insurance discounts you qualify for along with an adaptive cruise control discount to get the lowest possible rates.

What is adaptive cruise control?

If your vehicle is equipped with one, the adaptive cruise control system automatically adjusts your speed based on the vehicles in front of you.

Most cruise control systems allow you to set a certain speed and then maintain that speed for as long as you want. But basic control systems don’t slow down if you get behind a slower driver. An adaptive cruise control system does.

The way this works is that sensors in the front of the car detect the speed of vehicles in front of you and slow down to maintain a safe distance. Some adaptive cruise control systems even slow down if the speed limit abruptly changes.

However, a recent adaptive cruise control review by the Insurance Institute for Highway Safety suggests adaptive cruise control can cause some people to speed. Remember that even though adaptive cruise control is on, it’s important to pay attention to the road.

Now that you know all about adaptive cruise control car insurance discounts, start shopping today. Enter your ZIP code into our free comparison tool below to buy car insurance from providers in your area.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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